AI vs Human Bankers: Who Takes Better Loan Decisions for Common Indians?

In recent years, artificial intelligence (AI) has made significant inroads into India’s banking sector. From small fintech startups to established banks, AI tools are increasingly making decisions about who gets loans and who doesn’t. But the big question remains: Are these AI systems actually better than human bankers at making loan decisions for ordinary Indians? … Read more

How AI Can Help Farmers in India Get Instant Crop Loans Without Visiting Banks

Agriculture is the backbone of India’s economy, employing over 50% of the population and contributing 18% to the GDP. Yet, Indian farmers face chronic financial challenges, particularly in accessing timely credit. Traditional loan processes are fraught with delays, bureaucratic hurdles, and reliance on physical collateral, leaving smallholder farmers vulnerable to loan sharks or crop failure. … Read more